ASSOCIATE FINANCIAL PLANNER Broker - Financial Services, Wealth Academy Trainer(International Marketing Group) Computer Professor, De La Salle - College of St. Benilde , OB Montessori Center, FEU, Hope Academy, St Mary's Academy, Western Colleges

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INCREASING FINANCIAL INTELLIGENCE! Wealth Academy Program

October 24, 2009

  

 

People want financial freedom, but don’t know how to fight for it!

People want to know how money works & how they can make money work for them.

But how do you gain this knowledge? Schools rarely teach it. Families hardly talk about it. Unfortunately, unless you understand the power of money, you can’t put it to work for you. But navigating the maze of things about financial can be a confusing journey. People simply don’t know where & how to begin … and they are scared to seek financial advice as some group may take advantage of them.

Realizing that the need exists for widespread FINANCIAL EDUCATION, IMG established the Wealth Academy, a training series in the areas of Financial Planning & Management, Entrepreneurship, Investment Strategies, Investment Vehicles, Winning Principles, etc.

Wealth Academy Schedule: 

   Makati Office: (3/F KingsCourt Bldg 1, 2129 Chino Roces Ave.

                              Makati City 

       EVENING (Mon & Wed  – 7pm)

       AFTERNOON (Sat 2pm & 6pm)

    Other Schedules:

       4B Rodo Bldg. Pagaspas St. in front of CCT

       Tanauan City Batangas

       FRIDAY 5:30pm 

       Christ Steward Fellowship P. Genato St.

       back of old Market near BSU Batangas City

       THURSDAY 2pm

 For details: Send your e-mail to jay.galang@img-wealthacademy.com

                      Contact#: 0919.327.9960 , 0916.696.1434 , 0932.328.8682

                                         02.568.1601 , 02. 812.2551 loc. 116

 

Do you know people with no degree but wealthy?

 Do you know well-educated people but financially struggling?

Do you know people with a lot of degree but working for people with no degree? College degree is not enough to become financially successful, you need Financial Education. You need to set goals for your money because others are setting their goals on how to get your money.

If you think FINANCIAL EDUCATION is a waste of time & money, TRY IGNORANCE!

TOPICS (Series 1-4)

Series 1:  Financial Solutions/ Wealth Management  

This series is designed to provide a simple, clear, comprehensive and practical approach to Personal Financial Planning. It presents the vital concepts and principles necessary for anyone desiring to get out of debt and build wealth for his/ her family.

§  The Six (6) Steps to Financial Independence

§  The X-Curve Concept: The Blueprint of Financial Planning

§  The Rat Race Cycle: The Reason Why Most People Struggle Financially

§  Debt: Friend or Foe?

§  How to Increase Cash Flow

§  How Money Works

§  The Wealth Formula

§  The Rule of 72: The Power of Compounding Interest

§  Fundamentals of Investments

§  Putting the Allies of Wealth to work for you

§  Overcoming the Enemies of Wealth

§  How to Build a Solid Financial Foundation

 

                             Duration: 1 ½ hour

Series 2: Finance 101 

A more intensive and powerful discussion of wealth-building and wealth-protection principles, this series focuses on how one can truly build a solid financial foundation. It presents the different investment options one could undertake to build wealth. It also reveals the Secret of the Financial Industry—how they rob people’s money—the things you ought to know.

§  Building a Solid Financial Foundation

§  The Three (3) Secrets of Insurance

§  Rules in Investing

§  Different Investment Vehicles

§  Mutual Fund vs. Investing in Stocks

§  Investment Strategies: How to Minimize the Risk and Maximize Profits

·         Money Cost Averaging

·         Diversification and Asset Allocations

§  Retirement Strategies

§  Providing Proper Protection for Families

               

                Duration: Two (2) hours

 

Series 3:  Creating Multiple Passive Income Streams  

This series provides a powerful approach on how to get started building multiple streams of passive income.

§  The Different Sources of Passive Income

§  Active vs. Passive Income:Three (3) Kinds of People and How They Make Money

§  Creating Multiple Passive Income Streams

§  Becoming Your Own Financial Expert/ Bypass the Middleman

§  New Concepts of Making Good Money

                            

                             Duration: 1 ½ hour

  Series 4: Establishing A FINANCIAL INDUSTRY BUSINESS

This series gives everyone the realization that anybody from all walks of life can build their own Financial Distribution business, using the New Industry model, powerful concepts and proven system.

 

§  Company Profile

§  The X-Curve Concept

§  Powerful Compensation System and Promotion Guidelines

§  The System Flow

 

Duration: Three  (3) hours

 

Series 5: Financial Planning and Management Workshop  

A higher level learning, this seminar will guide you in planning your financial future. It will help you realize your current financial position, set goals, and create a concrete plan to achieve your family’s financial objectives.

§  Financial Goal-setting, Coaching and Mentoring

§  Financial Check-up and Needs Analysis

§  Starting Your Personal Financial Strategy

§  Debt Management: How to Escape the Grip of Debt

§  Fortune from Small Change: The Investible Fund

§  Statement of Income and Expenses

§  Statement of Assets and Liabilities

§  Estate Preservation

                              Duration:   1 1/2 hours

             

Wealth Academy Schedule: 

   Makati Office: (3/F KingsCourt Bldg 1, 2129 Chino Roces Ave.

                              Makati City 

       EVENING (Mon & Wed  – 7pm)

       AFTERNOON (Sat 2pm & 6pm)

    Other Schedules:

       4B Rodo Bldg. Pagaspas St. in front of CCT

       Tanauan City Batangas

       FRIDAY 5:30pm 

       Christ Steward Fellowship P. Genato St.

       back of old Market near BSU Batangas City

       THURSDAY 2pm

 For details: Send your e-mail to jay.galang@img-wealthacademy.com

                      Contact#: 0919.327.9960 , 0916.696.1434 , 0932.328.8682

                                         02.568.1601 , 02. 812.2551 loc. 116

Posted by jaygalang at 12:48 am | permalink | Add comment

Learn To Grow Your Money

Source: Bo Sanchez


          As I write this, I’m leading a pilgrimage group in Europe.
          In this exciting trip, I’m bringing people to Rome, Assisi, Lourdes, etc… (To all my friends who are wondering why I’m not answering my email, now you now!)
I wish it wasn’t very expensive to come here. But the cost of plane fares and hotels for a 14-day trip like this can be really steep.
          Do you know what I noticed?
Most of the people who join my pilgrimages are spiritually-inclined people, but they’re also financially-inclined people too.  They know how to grow their money.
Some are entrepreneurs with robust businesses.
Some are employees who just know how to invest their money well.
Some earn their money through the stock market.
Some invest their money in mutual funds.
Some earn through real estate.
I’ve also noticed most of them are very generous. Back home in the Philippines, they’re involved in ministry and help the poor in many ways.
          That’s why I get excited everytime we give the TrulyRich Financial Coaching Program. Because I’m also a preacher, the people who I attract to my financial seminars are people who aren’t greedy or selfish, but would like to become rich because they want do a lot of good. When they become rich, they don’t only take vacations, they also take pilgrimages. When they become rich, they usually don’t buy luxurious stuff  because they want give more to God’s work and to the poor.
          If you want to prosper, come and join me at the TrulyRich Financial Coaching Program. My mentors and I will teach you how to create multiple income streams.
          It’s really all about mentorship. I grew my money because I listened to people who knew how to grow their money.
          For more information, click the link below.
           
          May your dreams come true,
 
          Bo Sanchez
 
PS. Prosper so that others can prosper. That’s my rule in life. It’s not too late to learn how to grow the money. It’s not too late to learn how to invest, how to increase your wealth, how to prosper—so that you can prosper others.

Posted by jaygalang at 12:03 am | permalink | Add comment

Save for the rainy days to survive financial disasters

October 9, 2009

 Source: Pinoy Smart Savers

“It is not raining when Noah built the ark. ’

 

 For the millions of Filipinos affected by Ondoy’s fury, cleaning up after the great flood is just one of the difficult tasks that lie ahead and sadly, it could be one of the easiest.  Ondoy’s once-in-a-lifetime deluge also brought another kind of disaster to hundreds of thousands of its victims – financial disaster.  The kind of catastrophe that’s harder to recover from especially if you were unprepared.
 
Many homes sustained major damage or completely destroyed.  Thousands of cars were devastated and not a few rendered totally useless.  Trashed furniture, appliances and other stuff litter the mud covered streets waiting to be taken away to its final resting place in landfills.  Small businesses which took years to build were gone in a flash.  It will take a long time and lots of money to replace or repair the things that you hold dear.  However, some are lost forever and can never be replaced like the hundreds who died.
 
Your ability to pull through a financial disaster quickly and easily will largely depend on how well you have saved for the literal and figurative “rainy days.”  Getting back on your feet will be a great struggle if you don’t have enough savings to turn to or don’t have ample protection when financial emergencies strike.  Dahil marami sa atin ay maliit lang o walang ipon, marami na namang Pilipino ang mababaon sa utang para lang makabangon.
 
I can only hope that the tragedy caused by Ondoy will jolt every Filipino to seriously start saving and get protection against financial tragedies.  Remember, there are other unexpected events that you should worry about besides catastrophic natural calamities.  Accidents and sickness, which can happen anytime, can also wreak havoc on your finances if you are not prepared. 
 
Kaya sana simulan mo na agad ang pag-iipon.  Dahil magpa-Pasko na, sana hindi mo gagastusin lahat ng bonus mo.  Set aside some for your savings and emergency fund or get insurance for yourself, your family and your properties.  You may not be able to prevent disasters, accidents or sickness from happening but you sure can prepare for it.  So prepare now before it strikes again!

Posted by jaygalang at 3:17 pm | permalink | Add comment

POVERTY is not lack of MONEY; POVERTY is MISMANAGED MONEY……

October 4, 2009

Poverty Is Not The Lack Of Money; Poverty Is The Proof Of Misguided Money.
 
 


“It is possible to give freely and become more wealthy, but those who are stingy will lose everything. The generous prosper and are satisfied; those who refresh others will themselves be refreshed.”
Proverbs 11:24-25 (NLT)



Against great popular thinking, poverty is not the lack of money. Just because you don’t have money doesn’t mean you are impoverished. Many times, the lack of money or what is known as poverty, is the result of years of someone misguiding their money. For some time, the body of Christ has identified poverty with lack of money. But the truth is people have simply misguided their money. Those who are obedient when sowing their money always tend to have more. God is a God of abundance, and He has insight as to where we should sow.



I remember many years ago, when I was just a young boy, hearing a conversation between my mother and father. My father curiously inquired of my mother, “What should we buy - beer or bread?” At that time, we didn’t have enough money for both, so they had to choose between beer and bread. My mother responded, “Let’s buy beer.” It wasn’t that my parents didn’t have money. They just used their money in the wrong way.



1. How do you spend your money? (your income, your 13th month pay, your bonuses)

2. Do you see it as a seed, or simply money?

3. Do you generously give it, or do you hoard it?

4. Does it go toward the things of God, or toward fulfilling the lusts of your flesh?



Where your money goes determines whether you walk in abundance or in poverty. The choice is yours. Poverty is not the lack of money; poverty is the proof of misguided money. God calls us to give a tenth to our church. He also calls us to feed the poor and help those who are less fortunate. He calls us to sow into the lives of others for the good they have done in our lives. The moment we begin to follow those instructions is the moment our days of lack are over. When we focus our money in the right direction, money will increase in our lives. We will reap what we sow and that alone. If we don’t sow anything, we don’t have the right to expect a harvest.



Lack is the proof one has misdirected their seed. May God help us today to identify the correct destination of our seed!

Posted by jaygalang at 9:26 pm | permalink | Add comment

A Lifestyle of Thriftiness….

Education - Top Blogs Philippines

Lifestyle Prosperity


 

Being Thrifty

1. We must never be wasteful of God’s abundance, blessings.

John 6:12 12
After everyone was full, Jesus told his disciples, “Now gather the leftovers, so that nothing is
wasted.”

Luke 15:13-16
13 “A few days later this younger son packed all his belongings and moved to a distant land,
and there he wasted all his money in wild living. 14 About the time his money ran out, a great
famine swept over the land, and he began to starve. 15 He persuaded a local farmer to hire him,
and the man sent him into his fields to feed the pigs. 16 The young man became so hungry that
even the pods he was feeding the pigs looked good to him. But no one gave him anything.

To waste blessings on wild living will result in poverty
Foolish man spends all he has.

Proverbs 21:20
20 The wise have wealth and luxury, but fools spend whatever they get.

2. We have no right to judge how other people use their blessings from God.

Matthew 26:6-13 ; Mark 14:3-9
6 Meanwhile, Jesus was in Bethany at the home of Simon, a man who had previously had
leprosy. 7 While he was eating,[a] a woman came in with a beautiful alabaster jar of expensive
perfume and poured it over his head.

8 The disciples were indignant when they saw this. “What a waste!” they said. 9 “It could have
been sold for a high price and the money given to the poor.”

10 But Jesus, aware of this, replied, “Why criticize this woman for doing such a good thing to
me? 11 You will always have the poor among you, but you will not always have me. 12 She has
poured this perfume on me to prepare my body for burial. 13 I tell you the truth, wherever the
Good News is preached throughout the world, this woman’s deed will be remembered and
discussed.”

“MIND YOUR OWN BUSINESS”

3. We do have the right to judge how other people use our possessions

Luke 16:1
Parable of the Shrewd Manager

Jesus told this story to his disciples: “There was a certain rich man who had a manager handling
his affairs. One day a report came that the manager was wasting his employer’s money.

4. Thriftiness does not exclude Generosity.

“Being Thrifty does not mean being Stingy”

Habitual sowing guarantees Habitual reaping. Think like a sower. Your Seed is anything you give to God. Your Harvest is anything God gives to you.

1 Corinthians 16:2
On the first day of every week, each one of you should set aside a sum of money in keeping with
his income, saving it up, so that when I come no collections will have to be made.

2 Corinthians 9:6
“Remember this—a farmer who plants only a few seeds will get a small crop. But the one who plants generously will get a generous crop.”


Let’s make sure we understand that our Income, our Wealth are Temporary but our Expenses,
our responsibilities are Permanent. In this life, there would always be ups and downs, times of
abundance and times of famine, difficulties and problems. Lets be a good steward of what God has
entrusted us.

Its your choice, “Enjoy now Suffer Later” or “Suffer now and Enjoy Later”


Source: offering thought by Ptr. David Sumrall (Cathedral of Praise)

Posted by jaygalang at 2:32 am | permalink | Add comment

Wealth Academy at LA MAJA RICA HOTEL………in Tarlac City

 


La Maja Rica Hotel, Mac Arthur Hi-way corner Ligtasan Street, Tarlac City.
Tel.No. Trunkline (63)(045) 611-20-53 to 57 ; Telefax No. (63)(045) 611-20-51

Email: info@lamajaricahotel.net


Wealth Academy Seminar Topics and Schedules
Pls. Contact Jay Galang 0919.3279960; 0916.6961434; 0932.3288682
Direct Line: 02.568.1601
jay.galang@img-wealthacademy.com


It was Saturday morning August 8, 2009, about 30 businessmen and OFW attended the Wealth Academy – Series (Fundamental of Financial Planning). It was organized by Mr. Warren Pique, a Financial Consultant himself in the United States.

It was indeed a very successful seminar. One of the participants affirmed that truly, “It was a real Financial Wake-up Call”. He shared to me his story and told that he had earned so much in Network Marketing in many years. “300 thousand pesos a week is just an ordinary income for me”, he continued. It was mismanaged, built an overwhelming lifestyle. And now, all the money is gone.

More stories were told, and it will made you realized that a lot of families in our country are struggling financially. I believe with all of my heart that our Wealth Academy will provide Total Financial Solution to every walk of life, no matter what stage you are in your finances.

Posted by jaygalang at 2:23 am | permalink | Add comment

NO SHORTCUT to a BETTER LIFE

 

There Is No Such Thing As A Shortcut To A Better Life.

___________________________________________________

“Wealth From Get-Rich-Quick Schemes Quickly Disappears; Wealth From Hard Work Grows.”

Proverbs 13:11 (NLT)

___________________________________________________

Solomon, The Wisest Man Who Ever Lived, Wrote, “Wealth From Hard Work Grows.” Isn’t It Interesting, Though, That Men Sometimes Believe There Is A Shortcut To Wealth? Notice Solomon Didn’t Say You Couldn’t Get Wealth In A Get-Rich-Quick Scheme. Actually, He Said Just The Opposite; He Said That You Can Get Rich Quick! The Catch Is That It Disappears As Quickly As It Comes.

The Reason Get-Rich-Quick Schemes Don’t Work Out For Long Is Because They Bypass The Stages Of Growth And Maturity That Are Necessary For A Person To Be Able To Handle Wealth. It Would Be Like Giving A Teenager His Driver’s License Without Any Training Behind The Wheel. Sure, He Could Legally Drive, But He Would Doubtlessly Have An Accident In No Time.

God’s Ways, However, Are Always Best. His Instruction To Us Is That We, Once And For All, Do Away With Shortcuts To A Better Life.  But We Must Embrace Prosperity God’s Way Through:

  1.  Hard Work
  2.  Diligence
  3.  Refusal To Give Up

Then We’ll Find That A Better Life Will Be Ours In No Time.

Source: Robb Thompson

Posted by jaygalang at 12:43 am | permalink | Add comment

Retirement is a Process!

October 3, 2009

 

Are you ready for Retirement? Do you pay attention with your Retirement?

 


“Retirement is actually a Process”. This is the first statement i said to 50 participants of University of the Philippines, Los Banos Laguna last August 27, 2009.

Most of them agreed that they belong to 95% of the Filipino people retiring broke, or becoming dependent to their children, forced to go back to work, depends on SSS or GSIS, depends on charity.

Its a painful reality that in the Philippines that 1 parent can take care 10 children, making sure that by all means they will all finish colllege. But 10 children, nowadays cannot even take care 1 parent. Do you agree? Maybe its not really that children have bad attitude but its just that they are also struggling financially.

What determines retirement? Age or Money? Its money, you can retire anytime. Its the size of your passive income which determines if you can retire tommorrow, next year or 10 years from now.

We believe that everybody should take their retirement seriously as young as he or she is.

We can help you prepare for your RETIREMENT. Attend our Wealth Academy Program. For details, just contact Jay Galang 0919-3279960, 0916-6961434, 0932-32888682 , 02.568-1601 or email me jay.galang@gmail.com, jaygalang@gmail.com

You can also visit our website: www.img-wealthacademy.com, www.img-corp.com

Posted by jaygalang at 4:07 pm | permalink | comments[1]